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with interest rate vs with the interest rate

Both phrases are correct, but they are used in different contexts. 'With interest rate' is used when referring to interest rates in a general sense, while 'with the interest rate' is used when referring to a specific interest rate. The choice between the two depends on the level of specificity required in the context.

Last updated: March 25, 2024 • 804 views

This phrase is correct and commonly used when referring to interest rates in a general sense.

"with interest rate"

This phrase is used when discussing interest rates in a broad or general manner without specifying a particular rate.

Examples:

  • The loan was approved with interest rate considerations in mind.
  • Investors are concerned with interest rate fluctuations.
  • 'Furthermore, credit claims with interest rate linked to the inflation rate are also eligible.';
  • (b) in the second paragraph of the first indent of the first paragraph the following sentence is inserted after the second sentence: «Furthermore, credit claims with interest rate linked to the inflation rate are also eligible.'
  • 2. The Bank shall undertake the financial execution of operations carried out by means of loans from its own resources combined with interest rate subsidies from the Fund's resources.
  • The Bank shall undertake the financial execution of operations carried out by means of loans from its own resources combined with interest rate subsidies from the Fund's resources.
  • O/w: Loans with remaining maturity over 1 year and with interest rate reset in the next 12 months
  • O/w: Loans with remaining maturity over 2 years and with interest rate reset in the next 24 months
  • of which: loans with remaining maturity over 1 year and with interest rate reset in the next 12 months
  • of which: loans with remaining maturity over 2 years and with interest rate reset in the next 24 months
  • The EIB shall undertake the financial implementation of operations carried out by means of loans from its own resources, where applicable combined with interest rate subsidies drawn from the EDF's grant resources.
  • The Bank shall undertake the financial execution of operations carried out by means of loans from its own resources, where applicable combined with interest rate subsidies drawn from the Fund's grant resources.
  • The EIB shall undertake the financial implementation of operations carried out by means of loans from its own resources, where applicable combined with interest rate subsidies drawn from the EDF's grant resources.
  • The net stream of settlement flows associated with interest rate derivatives should be recorded as financial derivatives.
  • Let me begin with interest rate policy, one general criticism of which we regard as misplaced.
  • Conditional notional amounts add complexity to the pricing and risk management associated with interest rate OTC derivative contracts and thus to the ability of CCPs to clear them.
  • Net flows associated with interest rate derivatives are recorded solely under financial derivatives in the financial account.
  • Net flows associated with interest rate derivatives are recorded as financial derivatives, not as investment income.
  • Net flows associated with interest rate derivatives are recorded as financial derivatives, not as investment income.
  • The Bank shall appraise projects and programmes which, pursuant to its Statute, Articles 233 and 236 of the Convention and the corresponding provisions of the Decision, could be financed by loans from its own resources with interest rate subsidies, or by risk capital.
  • of which loans with remaining maturity over 1 year and with interest rate reset in the next 12 months
  • of which loans with remaining maturity over 2 years and with interest rate reset in the next 24 months

Alternatives:

  • with regard to interest rates
  • in terms of interest rates
  • concerning interest rates
  • related to interest rates
  • regarding interest rates

This phrase is correct and commonly used when referring to a specific interest rate.

"with the interest rate"

This phrase is used when discussing a particular interest rate that is being considered or compared in a specific context.

Examples:

  • The loan was approved with the interest rate of 5%.
  • She compared different mortgage options with the interest rate as the deciding factor.
  • Budget and wage austerity, combined with the interest rate rises already planned by the European Central Bank, will end up killing off internal demand in Europe and killing off the recovery without reducing deficits.
  • Urges the Commission to ensure compliance with the interest rate ceiling set in the Lomé Convention for EIB loans and to explain as soon as possible the reasons for exceeding this ceiling;
  • The maturity was extended a first time until 30 December 2010 with the interest rate set to [1-5] %, and a second time in 2010 until 31 December 2016 with an interest rate of [1-5] %.
  • urges the Commission to ensure compliance with the interest rate ceiling set in the Lomé Convention for EIB loans and to explain as soon as possible the reasons for any exceeding of this ceiling;
  • The imposition of such a financial burden in the form of an interest profit margin is in stark contrast with the interest rate being charged for EU assistance to Latvia, Romania and Hungary, who are not being charged an interest profit margin.
  • Since then the Governing Council has left the key ECB interest rates unchanged, with the interest rate on the main refinancing operations at 1.00%, the rate on the deposit facility at 0.25% and the rate on the marginal lending facility at 1.75%.
  • The prices of fixed-interest bonds also change, however, when the market rates of interest change, the prices varying inversely with the interest rate movements.
  • Rostock Regional Court finally compared the average leasing rate resulting from the sale-and-lease-back transaction with the interest rates on traditional loans.
  • pursue the investment objective of maintaining a fund's principal and providing a return in line with the interest rates of money market instruments;
  • Frequency with which the interest rate is reset according to original loan documents.
  • (106) As a result of these RBI Master Circulars exporters can obtain export credits at preferential interest rates compared with the interest rates for ordinary commercial credits (cash credits), which are purely set under market conditions.
  • As a result of the RBI Master Circulars exporters can obtain export credits at preferential interest rates as compared with the interest rates for ordinary commercial credits (cash credits), which are solely set under market conditions.
  • As a result of the RBI Master Circulars exporters can obtain export credits at preferential interest rates as compared with the interest rates for ordinary commercial credits (cash credits), which are purely set under market conditions.
  • As a result of the RBI Master Circular exporters can obtain export credits at preferential interest rates compared with the interest rates for ordinary commercial credits (cash credits), which are purely set under market conditions.
  • As a result of the RBI Master Circular, exporters can obtain export credits at preferential interest rates compared with the interest rates for ordinary commercial credits (cash credits), which are set purely under market conditions.
  • As a result of the RBI Master Circulars, exporters can obtain export credits at preferential interest rates compared with the interest rates for ordinary commercial credits (cash credits), which are purely set under market conditions.
  • As a result of these RBI Master Circulars exporters can obtain export credits at preferential interest rates compared with the interest rates for ordinary commercial credits (cash credits), which are purely set under market conditions.
  • As a result of the RBI Master Circular, exporters can obtain export credits at preferential interest rates compared with the interest rates for ordinary commercial credits (cash credits), which are set purely under market conditions.
  • As a result of the RBI Master Circular exporters can obtain export credits at preferential interest rates as compared with the interest rates for ordinary commercial credits ('cash credits'), which are solely set under market conditions.
  • As a result of these RBI Master Circulars, exporters can obtain export credits at preferential interest rates compared with the interest rates for ordinary commercial credits (cash credits), which are purely set under market conditions.

Alternatives:

  • with that interest rate
  • with a specific interest rate
  • with a particular interest rate
  • with a defined interest rate
  • with an identified interest rate

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