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total borrowings vs total borrowing

Both 'total borrowings' and 'total borrowing' are correct, but they are used in different contexts. 'Total borrowings' is used when referring to the overall amount borrowed by a company or entity, while 'total borrowing' is used when discussing a single instance or type of borrowing.

Last updated: March 26, 2024 • 838 views

total borrowings

This phrase is correct and commonly used when referring to the overall amount borrowed by a company or entity.

Use 'total borrowings' when discussing the sum of all borrowings made by a company or entity.

Examples:

  • The total borrowings of the company have increased significantly over the past year.
  • We need to analyze the total borrowings to understand the financial health of the organization.

Alternatives:

  • aggregate borrowings
  • cumulative borrowings
  • overall borrowings
  • total debt

total borrowing

This phrase is correct and commonly used when discussing a single instance or type of borrowing.

Use 'total borrowing' when referring to a specific borrowing transaction or type of borrowing.

Examples:

  • The total borrowing for the construction project amounted to $1 million.
  • Our analysis focuses on the total borrowing for the expansion plan.
  • This means that total borrowing in the first two TLTROs cannot exceed the amount of the initial allowance.
  • In other words, if a participant's total borrowing in the TLTROs conducted from March 2015 to June 20168
  • The Eye estimates the total borrowing from the American taxpayer of this one bank was just under USD 680 billion.
  • Therefore, total net lending/net borrowing of all institutional units and the rest of the world is zero.
  • Taking into account repayments, cancellations and exchange-rate fluctuations, the total amount of borrowing outstanding at 31 December 2004 was EUR 216.6 billion, 10.3% up on 2003 (see Table 1.2).
  • Taking into account repayments, cancellations and exchange-rate fluctuations, the total amount of borrowings outstanding at 31 December 2005 was EUR 250.1 billion, 15.5% up on 2004 (see Table 1.2).
  • Whereas experience indicated that it is desirable to raise, by ECU 1000 million, the total amount of borrowings which the Commission is empowered to contract on behalf of the European Atomic Energy Community;
  • When cash borrowings are invested they have the propensity to increase the exposure of the AIF by the total amount of those borrowings.
  • The fund may borrow in accordance with Article 16 (5) (a), provided that the total outstanding amount of borrowings by the Fund for its first account operations shall not at any time exceed an amount representing the aggregate of:
  • The total penalty must be higher than the debtor borrowing money from banks or other financial institutions.
  • By the same token, financial transactions between institutional units do not change net lending/net borrowing of the total economy.
  • Each participant's initial TLTRO borrowing allowance shall equal 7 % of their total outstanding amount of eligible loans on 30 April 2014.
  • The net lending (+) or borrowing (-) of the total economy is the sum of the net lending or borrowing of the institutional sectors.
  • The difference between this amount and the total payments is recognised as interest expense over the period of credit unless it is capitalised in accordance with the capitalisation treatment permitted in IAS 23 Borrowing costs.
  • ESA 95 net lending (+)/ net borrowing (-) is equal to «total revenue» minus «total expenditure».
  • the total amount of all other borrowings and indebtedness in the nature of borrowing, distinguishing between guaranteed and unguaranteed borrowings and debts,
  • If a credit agreement provides different ways of drawdown with different charges or borrowing rates, the total amount of credit shall be deemed to be drawn down at the highest charge and borrowing rate applied to the most common drawdown mechanism for this type of credit agreement.
  • The net lending (+) or borrowing (-) of the total economy is equal but of opposite sign to the net borrowing (-) or lending (+) of the rest of the world.
  • Where the borrowing rate is not capped, this information shall be accompanied by a warning highlighting that the total cost of the credit to the consumer, shown by the APRC, may change.
  • in respect of each borrowing which exceeds 10% of the total amount of the subordinated liabilities:

Alternatives:

  • individual borrowing
  • specific borrowing
  • particular borrowing
  • single borrowing

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