static credit risk vs unchanged credit risk

Both "static credit risk" and "unchanged credit risk" are correct phrases, but they are used in slightly different contexts. "Static credit risk" implies a risk level that remains constant over time, while "unchanged credit risk" suggests a risk level that has not been altered. The choice between the two depends on whether you want to emphasize the stability of the risk level (static) or simply the lack of change (unchanged).

Last updated: March 26, 2024 • 556 views

static credit risk

This phrase is correct and commonly used in the context of finance to refer to a risk level that remains constant over time.

This phrase is used in the context of finance to describe a credit risk that does not change or fluctuate over a period of time.

Show examples from the web [+]

Credit risk adjustments according to Article 110 of CRR.
It is therefore necessary to decide how to treat Specific Credit Risk Adjustments that reflect losses related to the credit risk of a whole group of exposures.
Institutions shall document the identification and calculation of General Credit Risk Adjustments and Specific Credit Risk Adjustments.
Credit risk analysis - Dexia will no longer call upon the NEC's teams of French local authority credit risk analysts.
Credit risk transfer instruments enable banks to unbundle risks more easily and to shape their credit risk exposure more effectively.
Banks mainly tended to use these instruments to reduce credit risk, although in some cases they were able to achieve better portfolio diversification by assuming additional credit risks.
Institutions applying the Standardised Approach shall treat general credit risk adjustments in accordance with Article 62(c).
Calculation of risk weighted exposure amounts for credit risk
Principles for recognising the effect of credit risk mitigation techniques
Principles governing the eligibility of credit risk mitigation techniques
Calculating the effects of credit risk mitigation
Capital requirements deduction for credit risk on exposures to SMEs
Definitions specific to capital requirements for credit risk
In fact some credit risk assessments clearly demonstrate that several Groups were in fact more or less insolvent.
specific and general credit risk adjustments;
Specific credit risk adjustments and recoveries recorded directly to the income statement shall be disclosed separately.
Use of the IRB Approach to credit risk
The institutions applying credit risk mitigation techniques shall disclose the following information:
The Participants shall charge no less than the applicable Minimum Premium Rate (MPR) for Credit Risk.
Derivative instruments for the transfer of credit risk;

Alternatives:

stable credit risk
constant credit risk
unchanging credit risk

unchanged credit risk

This phrase is also correct and commonly used to refer to a credit risk level that has not been altered.

This phrase is used to describe a credit risk that has remained the same without any modifications or adjustments.

Show examples from the web [+]

Credit risk adjustments according to Article 110 of CRR.
It is therefore necessary to decide how to treat Specific Credit Risk Adjustments that reflect losses related to the credit risk of a whole group of exposures.
Institutions shall document the identification and calculation of General Credit Risk Adjustments and Specific Credit Risk Adjustments.
Credit risk analysis - Dexia will no longer call upon the NEC's teams of French local authority credit risk analysts.
Credit risk transfer instruments enable banks to unbundle risks more easily and to shape their credit risk exposure more effectively.
Banks mainly tended to use these instruments to reduce credit risk, although in some cases they were able to achieve better portfolio diversification by assuming additional credit risks.
Institutions applying the Standardised Approach shall treat general credit risk adjustments in accordance with Article 62(c).
Calculation of risk weighted exposure amounts for credit risk
Principles for recognising the effect of credit risk mitigation techniques
Principles governing the eligibility of credit risk mitigation techniques
Calculating the effects of credit risk mitigation
Capital requirements deduction for credit risk on exposures to SMEs
Definitions specific to capital requirements for credit risk
In fact some credit risk assessments clearly demonstrate that several Groups were in fact more or less insolvent.
specific and general credit risk adjustments;
Specific credit risk adjustments and recoveries recorded directly to the income statement shall be disclosed separately.
Use of the IRB Approach to credit risk
The institutions applying credit risk mitigation techniques shall disclose the following information:
The Participants shall charge no less than the applicable Minimum Premium Rate (MPR) for Credit Risk.
Derivative instruments for the transfer of credit risk;

Alternatives:

consistent credit risk
unchanging credit risk
constant credit risk

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static credit risk vs unchanged credit risk