static credit risk vs unchanged credit risk

Both "static credit risk" and "unchanged credit risk" are correct phrases, but they are used in slightly different contexts. "Static credit risk" implies a risk level that remains constant over time, while "unchanged credit risk" suggests a risk level that has not been altered. The choice between the two depends on whether you want to emphasize the stability of the risk level (static) or simply the lack of change (unchanged).

Last updated: March 26, 2024

static credit risk

This phrase is correct and commonly used in the context of finance to refer to a risk level that remains constant over time.

This phrase is used in the context of finance to describe a credit risk that does not change or fluctuate over a period of time.

Show examples from the web [+]

Credit risk adjustments according to Article 110 of CRR.
It is therefore necessary to decide how to treat Specific Credit Risk Adjustments that reflect losses related to the credit risk of a whole group of exposures.
Institutions shall document the identification and calculation of General Credit Risk Adjustments and Specific Credit Risk Adjustments.
Credit risk analysis - Dexia will no longer call upon the NEC's teams of French local authority credit risk analysts.
Credit risk transfer instruments enable banks to unbundle risks more easily and to shape their credit risk exposure more effectively.
Banks mainly tended to use these instruments to reduce credit risk, although in some cases they were able to achieve better portfolio diversification by assuming additional credit risks.
Institutions applying the Standardised Approach shall treat general credit risk adjustments in accordance with Article 62(c).
Calculation of risk weighted exposure amounts for credit risk
Principles for recognising the effect of credit risk mitigation techniques
Principles governing the eligibility of credit risk mitigation techniques
Calculating the effects of credit risk mitigation
Capital requirements deduction for credit risk on exposures to SMEs
Definitions specific to capital requirements for credit risk
In fact some credit risk assessments clearly demonstrate that several Groups were in fact more or less insolvent.
specific and general credit risk adjustments;
Specific credit risk adjustments and recoveries recorded directly to the income statement shall be disclosed separately.
Use of the IRB Approach to credit risk
The institutions applying credit risk mitigation techniques shall disclose the following information:
The Participants shall charge no less than the applicable Minimum Premium Rate (MPR) for Credit Risk.
Derivative instruments for the transfer of credit risk;

Alternatives:

stable credit risk
constant credit risk
unchanging credit risk

unchanged credit risk

This phrase is also correct and commonly used to refer to a credit risk level that has not been altered.

This phrase is used to describe a credit risk that has remained the same without any modifications or adjustments.

Show examples from the web [+]

Credit risk adjustments according to Article 110 of CRR.
It is therefore necessary to decide how to treat Specific Credit Risk Adjustments that reflect losses related to the credit risk of a whole group of exposures.
Institutions shall document the identification and calculation of General Credit Risk Adjustments and Specific Credit Risk Adjustments.
Credit risk analysis - Dexia will no longer call upon the NEC's teams of French local authority credit risk analysts.
Credit risk transfer instruments enable banks to unbundle risks more easily and to shape their credit risk exposure more effectively.
Banks mainly tended to use these instruments to reduce credit risk, although in some cases they were able to achieve better portfolio diversification by assuming additional credit risks.
Institutions applying the Standardised Approach shall treat general credit risk adjustments in accordance with Article 62(c).
Calculation of risk weighted exposure amounts for credit risk
Principles for recognising the effect of credit risk mitigation techniques
Principles governing the eligibility of credit risk mitigation techniques
Calculating the effects of credit risk mitigation
Capital requirements deduction for credit risk on exposures to SMEs
Definitions specific to capital requirements for credit risk
In fact some credit risk assessments clearly demonstrate that several Groups were in fact more or less insolvent.
specific and general credit risk adjustments;
Specific credit risk adjustments and recoveries recorded directly to the income statement shall be disclosed separately.
Use of the IRB Approach to credit risk
The institutions applying credit risk mitigation techniques shall disclose the following information:
The Participants shall charge no less than the applicable Minimum Premium Rate (MPR) for Credit Risk.
Derivative instruments for the transfer of credit risk;

Alternatives:

consistent credit risk
unchanging credit risk
constant credit risk

What Our Customers Are Saying

Our customers love us! We have an average rating of 4.79 stars based on 283,125 votes.
Also check out our 2,100+ reviews on TrustPilot (4.9).

"Thank you!"
Sachi Nakama July 2024
"I have literally been through chat, PI, claude, bard and bing and I got conflicting answers! Thank you! Human intelligence reigns!"
Retha July 2024
"Faster than AI"
CYNTHIA December 2023
"This was very helpful and I personally think this site is the best."
Kaden October 2023
"It was extremely thorough and very helpful!"
imperialelisa October 2023
"7 years without any disappointment. Always 100% satisfied. You guys are the best in the world at what you do. Thank you so much :)"
Zubair Alam October 2023
"In a world of text messages and online communication, this is great to have as a live tool. Thank you."
Selena October 2023
"Without textranch I would be stuck!"
宏祐 October 2023
"Accuracy and fast response. Personal comments from editor. Thank you."
Clh September 2023
"I wasn't aware of this service, it's fascinating and more reliable than standard IA tools available on the internet"
Arturo September 2023
"The fact that you can get reliable fast feedback on your texts."
Vinicius Antonio August 2023
"you guys are better than grammarly i'm being honest here"
ordinary July 2023
"OMG! This is really good than any other text correction tools I've used so far. Highly recommend this."
Vehan July 2023
"Very fast and accurate. thank you."
mojtaba July 2023
"I love this app because it's help to writing skills all of students ♥️"
Tarisini July 2023
"This was exactly the mistake I was looking for, the wording dind´t sound right at first. Better than grammarly!"
Ente July 2023
"The immediate help that I received was reassuring and very satisfactory. Thanks."
priiiyanshuu July 2023
"this helps A LOT for my studies."
kathnunez02 June 2023
"Woow!! I would never have expected such precision! Thank you soooo much!!"
Berta June 2023
"Real Time Editor and not AI. Many Thanks."
Priya June 2023
"The very first thing excites me about Textranch is how much your editors care."
sepideh June 2023
"The fact that texts are checked by human editors rather than by AI, etc. I appreciate this!"
Анна June 2023
"Feel welcome, immediate response, high quality feedback"
martin.roy June 2023
"This is the best app that I have ever seen"
Burulai May 2023

static credit risk vs unchanged credit risk