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premiums vs premia

Both 'premiums' and 'premia' are correct, but they are used in different contexts. 'Premiums' is the more common term used to refer to the amount to be paid for an insurance policy or the additional cost for a higher quality product or service. 'Premia' is a less common term used in finance to refer to a bonus or reward.

Last updated: March 23, 2024 • 3252 views

premiums

This is a correct term commonly used in English.

The term 'premiums' is used to refer to the amount to be paid for an insurance policy or the additional cost for a higher quality product or service.

Examples:

  • The insurance premiums for my car went up this year.
  • The premium for the deluxe version of the software is higher.
  • For the breakdown individual premiums: Article 63 of Directive 91/674/EEC.
  • Lucy must have been paying those premiums.
  • No, no,no,I don't want my premiums going up.
  • We have already looked into what Mr Graefe zu Baringdorf said about early marketing premiums.
  • Subject: Tax incentives and premiums for electric vehicles
  • (9) Likewise, market regulation mechanisms and abandonment premiums do not apply in these two regions.
  • Another part of the expenditure excluded concerns expenditure for animal premiums.
  • That in turn requires the availability on the European market of sufficient reinsurance capacity at reasonable premiums.
  • We're actually a little behind on the premiums.
  • Aid corresponding to premiums paid in animal sectors during the reference years 2000-2002 in the outermost regions has been deducted.
  • Subject: Livestock premiums and I&R of cattle
  • The Commission states that these costs are covered by insurance company premiums.
  • The premiums Coface asks for are calculated ad hoc.
  • According to France, they reflect the market premiums Coface itself pays for the underlying currency hedging instruments.
  • France argues that the measure does not constitute State aid as the premiums are at or above market prices.
  • Subject: Foreign currency loans - liquidity premiums and forced conversions
  • Permanent abandonment premiums for areas under vines
  • The abovementioned premiums for small-scale fishers are available individually but also for collective actions.
  • With the approval of the competent authorities, statistical methods may be used to allocate the premiums or contributions.
  • Subject: Reduction in renewable energy premiums in Spain

Alternatives:

  • insurance payments
  • costs
  • fees
  • charges
  • tariffs

premia

This is a correct term but less commonly used in English.

'Premia' is a term used in finance to refer to a bonus or reward.

Examples:

  • The company offers premia to employees who meet their targets.
  • Investors received a premia for their early investment.
  • Other factors underlying this trend were the stability of exchange rates in most cases and the improvement in countries» fiscal positions, thereby reducing risk premia.
  • Setting a relatively narrow range of price increases admissible over the medium term helps to anchor inflation expectations in an effective manner, thereby reducing uncertainty and the associated risk premia on interest rates.
  • It is unclear, however, to what extent the overall increase in this indicator reflects shifts in market participants» long-term inflation expectations and changes in the related risk premia.
  • To a small extent, this wedge may also be explained by risk premia.
  • 436 «Measuring market and inflation risk premia in France and in Germany» by L. Cappiello and S. Guéné, February 2005.
  • Case T-348/10: Action brought on 16 August 2010 - Panzeri v OHIM - Royal Trophy (Royal veste e premia lo sport)
  • The decline in risk premia has been reflected in more favourable costs of debt financing in recent years.
  • The monetary policy implications of bond market developments depend on the extent to which rises in nominal yields are caused by higher (risk-free) real interest rates, increasing inflation expectations andtor rising risk premia.
  • Furthermore, inflation amplifies the distortionary effects of taxation and may increase uncertainty and thus risk premia, thereby hampering the accumulation of capital in the economy.
  • The second article presents a framework for valuing stock markets and equity risk premia.
  • The resulting decline in equity premia, together with a persistent outlook for solid growth in corporate earnings, seemed to support the strong rebound in euro area stock prices over the second half of 2006.
  • An additional factor in the euro area has been the gradual disappearance of exchange risk premia, which has facilitated a convergence of real long-term interest rates towards the levels of those countries with the lowest yields.
  • At the same time, market participants» longterm inflation expectations in the euro area and the related risk premia edged up only marginally over this period.
  • Price stability minimises inflation risk premia in interest rates, thus lowering financing costs and stimulating investment.
  • Less uncertainty about future inflation has helped to reduce the risk premia in interest rates, and thus real financing costs.
  • Another important benefit of price stability is that it reduces inflation risk premia in long-term interest rates.
  • It thus contains adverse effects of expectations of rising deficits and debt on risk premia and private consumption and investment.
  • Irish farmers are paying 5% of their premia payments this year to the Irish Government under the process of voluntary modulation.
  • It could also contribute to providing more room for manoeuvre for monetary policy and to lowering the risk premia.
  • As a result, the number of suckler cow premia for Portugal shall be increased to 416539 animals.

Alternatives:

  • bonuses
  • rewards
  • incentives
  • prizes
  • awards

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