pay by credit card vs pay with credit card

Both "pay by credit card" and "pay with credit card" are commonly used and correct. They are interchangeable and can be used based on personal preference. There is no significant difference in meaning between the two phrases.

Last updated: March 31, 2024

pay by credit card

This phrase is correct and commonly used in English.

This phrase is used to indicate the method of payment, specifying that the payment will be made using a credit card.

Examples:

You can pay by credit card at the checkout.
I prefer to pay by credit card for online purchases.
Please note that we only accept payment by credit card.
Customers can pay by credit card or cash.
Is it possible to pay by credit card over the phone?

Alternatives:

pay with a credit card
pay using a credit card
pay using your credit card
pay by card
pay using plastic

pay with credit card

This phrase is correct and commonly used in English.

This phrase is also used to indicate the method of payment, specifying that the payment will be made using a credit card.

Examples:

You can pay with a credit card at the store.
I always pay with my credit card when traveling.
The website allows you to pay with credit card or PayPal.
She prefers to pay with credit card for larger purchases.
Can I pay with credit card for this service?

Alternatives:

pay by credit card
pay using a credit card
pay using your credit card
pay by card
pay using plastic

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pay by credit card vs pay with credit card