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"on my credit report" vs "in my credit report"

Both "on my credit report" and "in my credit report" are commonly used phrases in English. They are interchangeable and can be used depending on personal preference. There is no significant difference in meaning between the two.

Last Updated: March 29, 2024

on my credit report

This phrase is correct and commonly used in English.

This phrase is used to indicate that something is included or reflected in your credit report.

Examples:

  • I noticed a mistake on my credit report.
  • There is a new inquiry on my credit report.
  • The late payment is showing on my credit report.
  • The account was closed on my credit report.
  • The credit score is listed on my credit report.

Alternatives:

  • in my credit report
  • listed on my credit report
  • included in my credit report
  • reflected in my credit report
  • appearing on my credit report

in my credit report

This phrase is correct and commonly used in English.

This phrase is used to indicate that something is contained or present within your credit report.

Examples:

  • The error is found in my credit report.
  • The information is detailed in my credit report.
  • The account is listed in my credit report.
  • The credit score is mentioned in my credit report.
  • The new credit card is reflected in my credit report.

Alternatives:

  • on my credit report
  • listed in my credit report
  • contained in my credit report
  • present in my credit report
  • appearing in my credit report

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