none of the borrowings are vs none of the borrowing is

Both phrases are correct, but they are used in different contexts. 'None of the borrowings are' is correct when referring to multiple borrowings, while 'none of the borrowing is' is correct when referring to a single borrowing.

Last updated: March 25, 2024

none of the borrowings are

This phrase is correct when referring to multiple borrowings.

This phrase is used when talking about multiple instances of borrowing. 'Borrowings' is plural, so 'are' is the correct verb form to use.

Examples:

None of the borrowings are eligible for a refund.
None of the borrowings are approved by the committee.

Alternatives:

Some of the borrowings are
All of the borrowings are
Many of the borrowings are
A few of the borrowings are
Several of the borrowings are

none of the borrowing is

This phrase is correct when referring to a single borrowing.

This phrase is used when talking about a single instance of borrowing. 'Borrowing' is singular, so 'is' is the correct verb form to use.

Examples:

None of the borrowing is available for use.
None of the borrowing is complete without proper documentation.

Alternatives:

Some of the borrowing is
All of the borrowing is
Much of the borrowing is
A portion of the borrowing is
The majority of the borrowing is

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none of the borrowings are vs none of the borrowing is