none of the borrowings are vs none of the borrowing is

Both phrases are correct, but they are used in different contexts. 'None of the borrowings are' is correct when referring to multiple borrowings, while 'none of the borrowing is' is correct when referring to a single borrowing.

Last updated: March 25, 2024 • 947 views

This phrase is correct when referring to multiple borrowings.

"none of the borrowings are"

This phrase is used when talking about multiple instances of borrowing. 'Borrowings' is plural, so 'are' is the correct verb form to use.

Examples:

None of the borrowings are eligible for a refund.
None of the borrowings are approved by the committee.

Show examples from the web [+]

Therefore, the minimum exposure is always the amount of the borrowing.
The administration of the borrowing and lending operations of the European Community term financial assistance facility.
ECB Decision on the administration of the borrowing-and-lending operations
The Commission shall keep the EFC informed of possible refinancing of the borrowings or restructuring of the financial conditions.
It is not appropriate both to restate the capital expenditure financed by borrowing and to capitalise that part of the borrowing costs that compensates for the inflation during the same period.
This part of the borrowing costs is recognised as an expense in the period in which the costs are incurred.
ALLOCATION OF THE BORROWING & LENDING ACTIVITIES RESULT FROM THE PREVIOUS YEAR
The main characteristics of the borrowings outstanding are as follows:
The Commission shall keep the Economic and Financial Committee informed of possible refinancing of the borrowings, or changes to the financial conditions.
The Commission shall keep the Economic and Financial Committee informed of possible refinancing of the borrowings, or restructuring of the financial conditions.
The EFC shall be kept informed by the Commission of possible refinancing of the borrowings or restructuring of the financial conditions.
This report shall be accompanied by a statement of the European Community's claims and liabilities arising out of the borrowing and lending operations.
This report shall contain a statement of the European Community's claims and liabilities arising out of the borrowing-andlending operations.
Under the benchmark treatment borrowing costs are recognised as an expense in the period in which they are incurred regardless of how the borrowings are applied.
specific provisions on overdraft facilities in case of increase of the borrowing rate (Article 12),
The amortisation of the borrowings outstanding at 31 December 2003 breaks down as follows:
(g) the total amount lent may not exceed 0.5% of eligible deposits of the borrowing scheme.
In fact, as it might be the specific case, it may reflect a front-loaded borrowing strategy based on certain market conditions and therefore a normalisation of the borrowing profile in the course of the year should not be excluded.
Some problems concerned credits denominated in a foreign currency which consumers had taken out in that currency in order to take advantage of the borrowing rate offered but without having adequate information about or understanding of the exchange rate risk involved.
The European Central Bank (ECB) will have to continue to perform the tasks of the EMI with respect to the administration of the borrowing and lending operations providing medium-term financial assistance for Member States» balances of payments.

Alternatives:

Some of the borrowings are
All of the borrowings are
Many of the borrowings are
A few of the borrowings are
Several of the borrowings are

This phrase is correct when referring to a single borrowing.

"none of the borrowing is"

This phrase is used when talking about a single instance of borrowing. 'Borrowing' is singular, so 'is' is the correct verb form to use.

Examples:

None of the borrowing is available for use.
None of the borrowing is complete without proper documentation.

Show examples from the web [+]

Therefore, the minimum exposure is always the amount of the borrowing.
The administration of the borrowing and lending operations of the European Community term financial assistance facility.
ECB Decision on the administration of the borrowing-and-lending operations
The Commission shall keep the EFC informed of possible refinancing of the borrowings or restructuring of the financial conditions.
MT: Residents may borrow from overseas without the need to obtain exchange control approval if the borrowing is for a period exceeding three years.
Residents may borrow from overseas without the need to obtain exchange control approval if the borrowing is for a period exceeding three years.
It is not appropriate both to restate the capital expenditure financed by borrowing and to capitalise that part of the borrowing costs that compensates for the inflation during the same period.
This part of the borrowing costs is recognised as an expense in the period in which the costs are incurred.
ALLOCATION OF THE BORROWING & LENDING ACTIVITIES RESULT FROM THE PREVIOUS YEAR
The main characteristics of the borrowings outstanding are as follows:
The Commission shall keep the Economic and Financial Committee informed of possible refinancing of the borrowings, or changes to the financial conditions.
The Commission shall keep the Economic and Financial Committee informed of possible refinancing of the borrowings, or restructuring of the financial conditions.
The EFC shall be kept informed by the Commission of possible refinancing of the borrowings or restructuring of the financial conditions.
This report shall be accompanied by a statement of the European Community's claims and liabilities arising out of the borrowing and lending operations.
This report shall contain a statement of the European Community's claims and liabilities arising out of the borrowing-andlending operations.
It might be higher if the value of the investment realised with the borrowing is greater than the borrowed amount.
provided that the borrowing is on a temporary basis;
specific provisions on overdraft facilities in case of increase of the borrowing rate (Article 12),
The amortisation of the borrowings outstanding at 31 December 2003 breaks down as follows:
(g) the total amount lent may not exceed 0.5% of eligible deposits of the borrowing scheme.

Alternatives:

Some of the borrowing is
All of the borrowing is
Much of the borrowing is
A portion of the borrowing is
The majority of the borrowing is

How TextRanch works

Fast and reliable proofreading, editing, and language advice tailored to your needs.

1. Choose Your Service

Quick Text Editing

Emails and short texts
Proofreading & editing
Ready in 5-10 minutes

SUBMIT YOUR TEXT NOW

Document Editing

Documents of any type (*.docx)
Advanced & Premium editing
Ready in as little as 4 hours

UPLOAD YOUR DOCUMENT

Ask an Editor

Personalized answers to your language questions
Expert guidance on grammar, style, and usage
Ready in 24 hours

ASK YOUR QUESTION

Upload your document or paste your text directly into our platform. Your text is reviewed and refined by our expert editors (real people, not machines) who understand the nuances of English. Expect corrections, improvements, and insightful suggestions that enhance the clarity, tone, and professionalism of your writing.

3. Receive Your Polished Text

In just a few minutes (or hours for longer documents), you'll receive your corrected text. Review the changes, make any final adjustments, and confidently share your polished English with the world.
You can count on a personalized, friendly service every time you use TextRanch. We're committed to helping you make a great impression with every word you write.

We proofread and edit these types of texts and documents:

Short texts Business Emails Personal Emails Social media posts Resume and Curriculum Vitae Business documents Sales proposal Research and academic papers Thesis Dissertation Essays Articles Blog posts and much more....

Our Customers Love Us!

We have an average rating of 4.79 stars based on 283125 votes, and

4.9 Excellent - Reviews 2.137

"7 years without any disappointment. Always 100% satisfied. You guys are the best in the world at what you do. Thank you so much :)"

Zubair
from Bangladesh

"I wasn't aware of this service, it's fascinating and more reliable than standard IA tools available on the internet"

Arturo
from Mexico

"In a world of text messages and online communication, this is great to have as a live tool. Thank you."

Selena
from USA

"Wow, it's just so excellent. I never would have believed I could have a sure and excellent English companion. Thanks, TextRanch."

Ifiok
from Nigeria

"This is my first time using TextRanch, and I like how the editors take time to correct my text. To everyone who has never used TextRanch before, I highly recommend trying it."

Wilson
from France

"It is an amazing source of feedback because, as a non-native speaker, I really need to have a reliable helper correct my text."

Susan
from Germany

none of the borrowings are vs none of the borrowing is