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loan data vs loan information

Both 'loan data' and 'loan information' are correct and commonly used phrases in English. They are interchangeable and can be used depending on the context or personal preference.

Last updated: March 26, 2024 • 433 views

This phrase is correct and commonly used in English.

"loan data"

This phrase refers to specific data related to loans, such as borrower details, loan amounts, interest rates, and repayment schedules.

Examples:

  • The bank analyzed the loan data to assess the creditworthiness of the applicants.
  • We need to input the loan data into the system for processing.
  • The report contains valuable insights based on the loan data collected over the past year.
  • The borrowing limits applicable to an individual participant shall be calculated on the basis of the loan data in respect of outstanding amounts of eligible loans and eligible net lending of the individual participant.
  • The loan-level data repository publishes such data electronically.
  • ANNEX VIII - Loan-level data reporting requirements for asset-backed securities
  • Availability of loan level data for asset-backed securities
  • Loan-level data must be submitted by the relevant parties to a loan-level data repository designated by the Eurosystem.
  • To ensure compliance with the requirements in paragraphs 2 and 3, the loan-level data repository conducts automated consistency and accuracy checks on reports of new and updated loan-level data for each transaction.
  • Applying these thresholds, the loan-level data repository generates and assigns a score to each ABS transaction upon submission and processing of loan-level data.
  • To ensure compliance with these requirements, the loan-level data repository will conduct automated consistency and accuracy checks on reports of new and/or updated loan-level data for each transaction.
  • Applying these thresholds, the loan-level data repository will generate and assign a score to each asset-backed security transaction upon submission and processing of loan-level data.
  • Loan Level Data - Reporting template for structured finance instruments backed by loans to consumers
  • Data quality requirements applied for ABS shall apply to DECCs, including the specific DECC loan-level data templates.
  • There is also a seventh ND option, which only applies for the loan-level data template for commercial mortgage-backed securities (CMBSs).
  • Loan-level data shall be reported on at least a monthly basis, no later than one month following the cut-off date.
  • There shall be no transition period applied for a DECC to achieve the minimum acceptable loan-level data quality score.
  • If loan-level data are not reported or updated within one month following the relevant interest rate payment date, then the asset-backed security will cease to be eligible.
  • Loans: Data relating to "loans" are to be reported separately only for the subcategory FCLs.
  • In this regard, the options ND5, ND6 and ND7 may only be used if the relevant data fields in the relevant loan-level data reporting template so permit.
  • To determine the eligibility of asset-backed securities, the Eurosystem takes into account the data entered in the mandatory fields in the relevant loan-level data reporting template, within the meaning of Appendix 8.
  • Within three months the asset-backed security must achieve a compulsory minimum compliance level, assessed by reference to the availability of information in particular data fields of the loan-level data reporting template.
  • In this regard, the options ND5, ND6 and ND7 may only be used if the relevant data fields in the relevant loan-level data reporting template permit.

Alternatives:

  • loan information
  • loan details
  • loan statistics
  • loan records
  • loan documentation

This phrase is correct and commonly used in English.

"loan information"

This phrase refers to general information about loans, including terms, conditions, eligibility criteria, and application procedures.

Examples:

  • Customers can visit the website to find detailed loan information.
  • The brochure provides essential loan information for potential borrowers.
  • The bank representative explained the loan information to the clients.
  • KMyMoney has successfully verified your loan information.
  • Accept this or modify the loan information and recalculate.
  • Furthermore, although the definition of mortgage credit found in Amendment No 20 is the same as the definition in the code of conduct on home loan information negotiated between industry and consumers in 2001, national legislation goes beyond the latter definition.
  • On 21 April 2010 the Governing Council decided to commence work on the establishment of loan-by-loan information requirements for ABSs in the Eurosystem collateral framework.
  • For residential-mortgage backed securities (RMBS), the loan-by-loan information requirements will apply from 3 January 2013 and the nine-month transitional period ends on 30 September 2013.
  • For commercial-mortgage backed securities (CMBS), the loan-by-loan information requirements will apply from 1 March 2013 and the nine-month transition period ends on 30 November 2013.
  • In this respect, the Eurosystem aims to access, as part of its framework for the evaluation of collateral, the loan-by-loan information allowing the ongoing assessment of risks for securitised instruments.
  • Loan-level information requirements for ABSs in the Eurosystem collateral framework
  • loan level information through the standardised disclosure templates included in Annexes I to VII;
  • Only in the case of EIB/EIF loans is it requested to identify the sum of loan financing for information purposes.
  • Information on loan grading shall be included in the project documentation for the Investment Committee.
  • In the same way the co-operating exporting producers failed to provide information concerning loans attributed by Chinese banks.
  • Such loan-level information would increase transparency with regard to asset-backed securities, thus making it possible to make more informed risk assessments for such assets and helping to restore confidence in the securitisation markets.
  • Information concerning loans and the admission of debt securities to official listing
  • He put my name down on a loan application with that information.
  • He put my name down on a loan application with that information.
  • To this end, information on loans granted must also be collected and published more systematically.
  • As noted above the Annual Reports of banks do not provide specific information on loan attribution to cooperating exporting producers.
  • In addition, a considerable net share of SMEs reported an increase in collateral requirements and other non-price terms and conditions, such as loan covenants and information requirements.
  • As a result the Commission was unable to verify the reply to the Appendix A submitted by the BoS and information concerning loans provided by this bank to the sampled exporting producers.

Alternatives:

  • loan data
  • loan details
  • loan specifics
  • loan particulars
  • loan facts

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