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i would like to pay with credit card vs i would like to pay with a credit card

Both phrases are correct, but they're used in slightly different contexts. 'I would like to pay with credit card' is less common and sounds a bit more informal. On the other hand, 'I would like to pay with a credit card' is the more standard, formal way to express this request.
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Explained by Miss E.
Editor at TextRanch

Last updated: March 21, 2025 • 5273 views

This phrase is less common and sounds a bit informal, but it is still correct.

"i would like to pay with credit card"

This phrase is a more casual way of expressing the desire to pay using a credit card.
  • Orders by phone, pays with credit card.
  • Always pays with credit card ending in 8709.
  • I want to pay with a credit card.
  • He had to pay with a credit card, so, I was able to find out which computer he used.
  • There are obvious financial reasons for this, such as unemployment and bankruptcy as a result of debts and the inability to pay credit card bills, loans and rent.
  • He pays with a credit card.
  • Got to pay down my credit cards.
  • Catalans are European citizens, who frequently find themselves unable to pay by credit card at petrol stations and public car parks, since only French credit cards are allowed.
  • And if they pay with a credit card, he'd just tear up the transaction.
  • Frankie, I wanted tv, too, But we agreed to pay off the credit card.
  • I gave that money to Lindsay to pay off her credit card debt.
  • Fortunately, everybody pays by credit card these days.
  • Not unless they pay by credit card.
  • How would you like to pay, with the credit card on file?
  • I would like to pay with cash. Is breakfast included in the price?
  • And she got him to pay off all her credit cards.
  • I would like to pay my respects to Larissa Dmitrievna.
  • I would like to pay my fines.
  • I would like to pay my sincere respects to Parliament.
  • I would like to pay particular tribute to the rapporteur, Ms Morgantini.

Alternatives:

  • I would like to pay with a credit card
  • I'd like to pay with credit card
  • I'd like to pay with a credit card
  • Can I pay with credit card?
  • Can I pay with a credit card?

This is the more standard and formal way to express the desire to pay using a credit card.

"i would like to pay with a credit card"

This phrase is the correct and formal way to request to pay using a credit card.
  • I want to pay with a credit card.
  • He had to pay with a credit card, so, I was able to find out which computer he used.
  • He pays with a credit card.
  • And if they pay with a credit card, he'd just tear up the transaction.
  • Can I pay with a credit card?
  • Orders by phone, pays with credit card.
  • Always pays with credit card ending in 8709.
  • There are obvious financial reasons for this, such as unemployment and bankruptcy as a result of debts and the inability to pay credit card bills, loans and rent.
  • Got to pay down my credit cards.
  • He pay you with a credit card?
  • Catalans are European citizens, who frequently find themselves unable to pay by credit card at petrol stations and public car parks, since only French credit cards are allowed.
  • Frankie, I wanted tv, too, But we agreed to pay off the credit card.
  • I gave that money to Lindsay to pay off her credit card debt.
  • Fortunately, everybody pays by credit card these days.
  • Not unless they pay by credit card.
  • How would you like to pay, with the credit card on file?
  • I would like to pay with cash. Is breakfast included in the price?
  • And she got him to pay off all her credit cards.
  • I would like to pay my respects to Larissa Dmitrievna.
  • I would like to pay my fines.

Alternatives:

  • I would like to pay with credit card
  • I'd like to pay with credit card
  • I'd like to pay with a credit card
  • Can I pay with credit card?
  • Can I pay with a credit card?

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