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home loan vs housing loan

Both 'home loan' and 'housing loan' are correct phrases used to refer to a loan taken out to purchase a house or property. They are interchangeable and commonly used in the financial and real estate sectors.

Last updated: March 23, 2024 • 840 views

home loan

This phrase is correct and commonly used to refer to a loan taken out to purchase a house or property.

The term 'home loan' is used to describe a loan specifically taken out to buy a home or property. It is commonly used in the financial and real estate industries.

Examples:

  • I applied for a home loan to buy my first house.
  • The bank approved my home loan application.
  • She is paying off her home loan every month.
  • Many people opt for a home loan to finance their property purchase.
  • The interest rate on my home loan is quite low.
  • Signing a home loan agreement is often the most important and the biggest financial obligation a consumer takes on in his working life.
  • The type of credit shall be clearly indicated (e.g. mortgage credit, home loan, secured credit card).
  • I was denied a home loan.
  • But they knew this home loan fantasy was going to collapse the market.
  • But he also said if we provide definitive results, we get our home loan.
  • Or maybe his home loan came through.
  • There is a risk that the rules will affect banks in the Nordic countries particularly badly, as these banks have large low-risk home loan portfolios.
  • You said if I could provide definitive proof of your wife's infidelity, you'd approve my home loan, correct?
  • Furthermore, although the definition of mortgage credit found in Amendment No 20 is the same as the definition in the code of conduct on home loan information negotiated between industry and consumers in 2001, national legislation goes beyond the latter definition.
  • The RTC also took over the insurance functions of the former Federal Home Loan Bank Board.
  • The exception in Section 5 originally referred to the Federal Home Loan Bank Board which was abolished in August 1989 by the Financial Institutions Reform, Recovery and Enforcement Act of 1989.
  • Every one of them was turned down for a home loan by three different lenders.
  • Money is monetized debt... whether it materialized from treasury bonds... home loan contracts or credit cards.
  • BayernLB maintains LABO (an instrument of Land housing policy) and Landesbausparkasse Bayern ('LBS', the Bavarian home loan and savings bank) as legally dependent institutions.
  • You'll get a home loan and priority on the housing list.
  • That the code of conduct and the register of home loan providers to be kept by the Commission will also be made available on the Internet is also a positive move.

Alternatives:

  • mortgage
  • property loan
  • house loan
  • real estate loan
  • housing finance

housing loan

This phrase is correct and commonly used to refer to a loan taken out to purchase a house or property.

The term 'housing loan' is used interchangeably with 'home loan' to describe a loan specifically taken out to buy a home or property. It is commonly used in the financial and real estate industries.

Examples:

  • The bank offers competitive rates on housing loans.
  • He is considering applying for a housing loan to buy a new apartment.
  • Many people rely on housing loans to afford their dream homes.
  • The housing loan approval process can be lengthy.
  • She took out a housing loan to purchase her first property.
  • Before the transfer, the procedure for receiving a housing loan was very complicated as both Wfa and WestLB were involved alongside the relevant public authorities.
  • The crisis on the housing loan market has shown that financial stability is a global issue, since crises are no longer limited to a single country or a single region.
  • The fact that the ECB and the Fed both warned against underestimating the risk of a crisis on the housing loan market, without any great success, shows the increasing vulnerability of the world's financial markets.
  • Nor did the purpose of this non-individual measure, which goes far beyond the particularities of the housing loan system and applies generally to all State institutions, change as a consequence of the changes to the housing loan system brought about by the Housing Act [44].
  • Nor did the purpose of the principle, which goes far beyond the particularities of the housing loan system and applies generally to all State institutions, change as a consequence of the alterations made to the housing loan system.
  • Nor did the purpose of this non-individual measure, which goes far beyond the particularities of the housing loan system and applies generally to all State institutions, change as a consequence of the changes to the housing loan system brought about by the Housing Act.
  • This fund is used to finance housing loans for officials of the European Communities.
  • Favourable financing conditions resulting from a considerable decline in mortgage interest rates fuelled the demand for housing loans and supported strong rises in house prices in some euro area countries.
  • In response to the economic downturn, Cyprus recently announced measures, including support for low income households and low cost housing loans.
  • Since the transfer, the beneficiaries of housing loans have had to deal with only one party and not two.
  • Mr Crowley's resolution suggests that European low-cost housing loans could be modelled on the example of the ECSC.
  • Fiche 17/18: Housing loans to households Fiche 17: Fiche 18: Housing loans to households at a fixed rate Housing loans to households at a variable rate
  • But there is no need for a common housing policy at EU level offering EU housing loans or for integrated housing legislation.
  • Corresponding to other euro area fiches Mortgage loans secured by residential real estate, with variable interest rates Variable rate housing loans BISM.
  • approval for two housing loans and tax exempt status.
  • 19. Calls for government concessions to make housing loans more affordable for target groups in a socially weaker position;
  • Housing loans of the ECSC in liquidation (ECSC)
  • [17/18] Housing loans to households DE GR ES FR IE
  • [17/18] Housing loans to households LU NL AT PT FI IT
  • [17] Housing loans to households at a fixed rate DE GR ES FR IE

Alternatives:

  • mortgage
  • property loan
  • house loan
  • real estate loan
  • home finance

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