higher risk appetite vs higher credit appetite

The correct phrase is 'higher risk appetite.' This phrase is commonly used in finance and investment contexts to describe a willingness to take on more risk. 'Higher credit appetite' is not a standard phrase in English.

Last updated: March 26, 2024 • 853 views

higher risk appetite

This phrase is correct and commonly used in finance and investment contexts.

This phrase is used to describe a willingness to take on more risk, especially in investment decisions.

Examples:

Investors with a higher risk appetite may choose to invest in emerging markets.
The fund manager's higher risk appetite led to investments in volatile stocks.
Individuals with a higher risk appetite may prefer high-risk, high-reward investment strategies.

Show examples from the web [+]

Íslandsbanki assumes that the current low deposit rates will encourage investors to move some of their funds into higher yielding investments as the economy recovers and risk appetite increases.
One possible driving factor may have been market concerns regarding public finances and a resulting decline in investors» risk appetite.
In particular, remuneration policies should be aligned with the risk appetite, values and long-term interests of the credit institution or investment firm.
Populations with potentially higher risk of systemic exposure.
Fai is forced to take higher risk.
The results of stress testing for significant exposures shall be assessed against guidelines that indicate the institution's risk appetite, and referred to senior management for discussion and action when excessive or concentrated risks are identified.
How can financial institutions be forced/ incentivised to reduce their risk appetite?
First, long-term bond yields fell in late February and early March, following a pronounced decline in risk appetite and resulting portfolio shifts from stock markets to bond markets.
After that, the markets recovered, partly fuelled by increased risk appetite, by M & A activities and by the persistently favourable developments in earnings.
In addition to the increase in perceived stock market uncertainty as indicated by implied volatility, market participants also appeared to have reduced their risk appetite during the period of market turbulence.
However, supported by interventions by Národná banka Slovenska, renewed market confidence in the new government's economic policy, sound macroeconomic developments and an improvement in global risk appetite, the currency appreciated from mid-July onwards.
The CEO and the Board of Directors are responsible for defining and articulating a risk appetite for the Bank's operations.
Risk appetite is translated into exposure limits and targets that are monitored by Risk Management, which reports its findings regularly to the CEO and the Board of Directors.
Multiple antiepileptic drug therapy may be associated with a higher risk of congenital malformations than monotherapy.
Furthermore, they had 25% higher risk of developing clinically significant cardiovascular disorders.
Patients with these conditions may be at higher risk of a heart attack.
The goods involving higher risk of fraud are listed in Annex 44c.
Testosterone puts you at a higher risk for certain types of cancer.
People with a predisposition to cardiovascular disease may be at a higher risk, too.
There are always particular points exposed to a higher risk.

higher credit appetite

This phrase is not a standard or commonly used phrase in English.

Show examples from the web [+]

There exist also products with significantly higher credit limits for which calculations using a lower limit would be misleading to the consumers.
The ECB is draining away from banks any excess liquidity that may lead to even higher credit expansion and therefore higher levels of indebtedness.
Clients with a lower creditworthiness (or a higher credit risk for the bank) are usually charged a higher interest rate to compensate for the additional risk [117].
It is appropriate to introduce a separate capital treatment for securitisations which tranche pools of exposures containing one or more securitisation positions since such re-securitisations are subject to a higher credit risk than normal securitisations.
This increase in spreads is likely to have reflected perceptions of higher credit and liquidity risk among investors across the globe, as well as an increase in financial market volatility after a prolonged period of highly compressed spreads.
When competent authorities believe that the default rates experienced for the credit assessment of a particular ECAI are materially and systematically higher then the benchmark, competent authorities shall assign a higher credit quality step in the credit quality assessment scale to the ECAI credit assessment.
When competent authorities believe that the default rates experienced for the credit assessment of a particular ECAI are materially and systematically higher then the benchmark, competent authorities shall assign a higher credit quality step in the credit quality assessment scale to the ECAI credit assessment.
exposures assigned to the higher credit quality steps, to which a risk weight of 150 % would normally be attributed, are assigned a risk weight of 200 %.
(ii) exposures assigned to the higher credit quality steps, to which a risk weight of 150 % would normally be attributed, are assigned a risk weight of 200 %.

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higher risk appetite vs higher credit appetite