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get into debt vs incur a debt

Both "get into debt" and "incur a debt" are correct phrases, but they are used in slightly different contexts. "Get into debt" is a more common and informal way to express the idea of accumulating debt, while "incur a debt" is a more formal and specific term often used in legal or financial contexts.

Last updated: March 19, 2024 • 598 views

get into debt

This phrase is correct and commonly used in English.

This phrase is used to describe the action of accumulating debt or owing money. It is a common and informal way to express this idea.

Examples:

I don't want to get into debt by overspending.
She got into debt by taking out multiple loans.
It's easy to get into debt with credit cards.

Show examples from the web [+]

Oct 11, 2011 ... "To get into debt" describes a process that goes on over time, often without conscious thought. "The family got into debt because both parents ...
7 Causes People Get Into Debt. Money by Anya Bennet | 112 Shares. Flickr http:// www.flickr.com/photos/iandavid/. Have you ever thought of why you are in debt ...
Nov 28, 2012 ... Her comment about overspending got me thinking about why people get into debt. Being in debt myself has given me more compassion with ...
Stupid ways to get into debt? –> Buying stuff just b/c someone else has it & you don't want to feel left out. @Matt_SF [Steadfast Finances]. Research has shown ...

Alternatives:

accumulate debt
fall into debt
go into debt
rack up debt
build up debt

incur a debt

This phrase is correct but less commonly used in everyday language.

This phrase is more formal and specific, often used in legal or financial contexts to indicate the creation of a debt or obligation.

Examples:

The company incurred a debt when it borrowed money from the bank.
Individuals may incur a debt when they sign a loan agreement.
The contract specifies the conditions under which the parties will incur a debt.

Show examples from the web [+]

incur a debt: They are not personally liable for debts incurred by a partner. incur a loss: The company has incurred huge losses over the past three years.
... incur; incur a debt · incur a duty · incur a loss · incur an expense · incur blame · incur costs · incur disapproval · incur disgrace · incur expense · incur expenses ...
incur a debt. See: assess, charge, overdraw, owe. Burton's Legal Thesaurus, 4E. Copyright © 2007 by William C. Burton. Used with permission of The ...
Anyone who, having the means, neglects to bury a dead body which he is legally bound to bury, is guilty of a misdemeanour, but no one is bound to incur a debt ...

Alternatives:

incur debt
incur an obligation
incur liabilities
incur financial obligations
incur a financial liability

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