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get into debt vs incur a debt

Both "get into debt" and "incur a debt" are correct phrases, but they are used in slightly different contexts. "Get into debt" is a more common and informal way to express the idea of accumulating debt, while "incur a debt" is a more formal and specific term often used in legal or financial contexts.

Last updated: March 19, 2024 • 705 views

This phrase is correct and commonly used in English.

"get into debt"

This phrase is used to describe the action of accumulating debt or owing money. It is a common and informal way to express this idea.

Examples:

  • I don't want to get into debt by overspending.
  • She got into debt by taking out multiple loans.
  • It's easy to get into debt with credit cards.
  • Oct 11, 2011 ... "To get into debt" describes a process that goes on over time, often without conscious thought. "The family got into debt because both parents ...
  • 7 Causes People Get Into Debt. Money by Anya Bennet | 112 Shares. Flickr http:// www.flickr.com/photos/iandavid/. Have you ever thought of why you are in debt ...
  • Nov 28, 2012 ... Her comment about overspending got me thinking about why people get into debt. Being in debt myself has given me more compassion with ...
  • Stupid ways to get into debt? –> Buying stuff just b/c someone else has it & you don't want to feel left out. @Matt_SF [Steadfast Finances]. Research has shown ...

Alternatives:

  • accumulate debt
  • fall into debt
  • go into debt
  • rack up debt
  • build up debt

This phrase is correct but less commonly used in everyday language.

"incur a debt"

This phrase is more formal and specific, often used in legal or financial contexts to indicate the creation of a debt or obligation.

Examples:

  • The company incurred a debt when it borrowed money from the bank.
  • Individuals may incur a debt when they sign a loan agreement.
  • The contract specifies the conditions under which the parties will incur a debt.
  • incur a debt: They are not personally liable for debts incurred by a partner. incur a loss: The company has incurred huge losses over the past three years.
  • ... incur; incur a debt · incur a duty · incur a loss · incur an expense · incur blame · incur costs · incur disapproval · incur disgrace · incur expense · incur expenses ...
  • incur a debt. See: assess, charge, overdraw, owe. Burton's Legal Thesaurus, 4E. Copyright © 2007 by William C. Burton. Used with permission of The ...
  • Anyone who, having the means, neglects to bury a dead body which he is legally bound to bury, is guilty of a misdemeanour, but no one is bound to incur a debt ...

Alternatives:

  • incur debt
  • incur an obligation
  • incur liabilities
  • incur financial obligations
  • incur a financial liability

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