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financial product vs finance product

Both "financial product" and "finance product" are correct, but "financial product" is the more commonly used and accepted term in English. It is the standard way to refer to products related to finance.

Last updated: March 23, 2024 • 673 views

financial product

This phrase is correct and commonly used in English.

This phrase is used to refer to products related to finance, such as loans, insurance, and investments.
  • Conversely, if ratings are overestimated compared to the true situation, the financial product could be subject to speculative attacks, which would undermine the credibility and stability of European markets.
  • Retirement transformed into a financial product on the internal market of pension funds, with free and fair competition - that is what this report proposes.
  • Mr Langen's report proposes a set of measures that aim to make the derivative financial product market more transparent.
  • The Commission noted that the insurance premium of [2,5-3,5]% charged by Coface could not be compared directly to a market rate since no insurer seemed to offer this type of financial product.
  • To some extent, all market activities have an element of speculation in terms of estimating whether a price for a certain share or financial product will increase or decrease.
  • It then compared the rating of each characteristic of each financial product with those of each category of postal savings certificate.
  • One thing is for sure: whether they overrate or underrate a financial product, the influence of the rating agencies on global financial markets is enormous.
  • regulating the remuneration of top managers, financial product sales incentives that are unsuitable for operators, as now advocated by the European Council itself,
  • John SCHRANZ BXL STR PORT EMAIL Paola BUONADONNA EMAIL EMAIL ADDINFO STR PORT Parliament on Tuesday voted into law a regulation to curb short selling and trading in credit default swaps (CDS), a financial product for insuring against default.
  • Secondly, what level of protection do investors need for this specific type of financial product?
  • On financial regulation, the European Union wants to move the frontier further: no financial product, no institution, no market, no jurisdiction should be exempt from regulation.
  • Within this context, we must promote the transfer of funds towards countries of origin, make them more transparent, less expensive, and consider a new financial product that could take the form of a 'development savings plan'.
  • The Commission takes account of the limitations of the available data, and agrees with the expert that on the basis of economic literature and market research there is no financial product that is perfectly comparable to postal savings certificates in terms of all the relevant factors identified.
  • Rather than economic operators bearing the risks inherent to an economic activity, the investors had merely subscribed to a financial product with a minimum return guaranteed by the promoters of the package.
  • I know that the Commission is also giving some thought to how we can ensure that those that offer a financial product can no longer select, as it were, their rating agency.
  • Mr President, in the wake of the financial meltdown, the credit rating agencies, which assess financial product safety, were criticised for their unprofessional and self-serving ratings of financial products.
  • Rating agencies or credit rating agencies are firms which attribute a classification or rating in respect of the risk levels associated with a financial product or an issuing entity (the latter can be a country).
  • It is a political project and not just a financial product and I therefore believe that we should involve education policy, small and medium-sized enterprises and consumers more in information policy.
  • obliging the client of the financial institution to purchase an insurance product distributed by the latter as a condition for purchasing a financial product from its usual range.
  • Emphasises that consumers need confidence and proper knowledge to select the right financial product; emphasises, further, that coordinated efforts at national and European level are therefore needed to improve levels of financial literacy in all Member States;

Alternatives:

  • financial service
  • financial offering
  • financial instrument
  • financial solution
  • financial vehicle

finance product

This phrase is correct but less commonly used in English.

While technically correct, this phrase is less common than "financial product" when referring to products related to finance.
  • The Commission has encouraged Member States to co-finance products like venture capital.
  • In order to reduce the dominance of the three big rating agencies we should discuss the possibility of making two ratings obligatory for structured finance products.
  • A credit rating agency shall differentiate ratings of structured finance products from traditional bond ratings.
  • Credit rating agencies should play an important role in raising awareness of the users of ratings about the specificities of the structured finance products in relation to traditional ones.
  • Credit rating agencies shall take adequate steps to assess the credibility, robustness and accuracy of data and information provided to them by issuers or related parties (e.g. originators, underwriter or lawyers, in the case of structured finance products).
  • Mr Klinz said, there is also the corporate and public debt sector which did not exhibit the same faulty ratings as in the case of structured finance products.
  • Instead of prohibiting risky finance products and imposing clear rules on the financial sector, it is to continue to allow private actors to decide for themselves what risks to run and how these are to be assessed.
  • The CRA performance in rating these structured finance products raised questions about the accuracy of their credit ratings generally as well as the integrity of the ratings process as a whole.
  • To this end, the Commission's proposal COM(2010)289 final. to amend Regulation (EC) No 1060/2009 introduces a specific provision which is designed to promote the development of unsolicited ratings in the market for the rating of structured finance products.
  • It has now become clear that, in the interests of profit, the credit rating agencies have systematically underestimated the risks of structured finance products and thus really set in motion the trade in unrecoverable loans.
  • PP is also active in the insurance market with the distribution of insurance and finance products from enterprises holding capital ties with Poczta Polska, i.e. PAUF, OFE Pocztylion and TUW Pocztowe [12].
  • PP is also active in the insurance market with the distribution of insurance and finance products from enterprises holding capital ties with Poczta Polska, i.e. PAUF, OFE Pocztylion and TUW Pocztowe.
  • Supports the decision taken by the Council and the EIB to adopt a series of reforms to broaden SME finance products by the EIB group as well as offer a substantial development of its global loans to its banking partners, both in quantitative and qualitative terms;
  • Investments made to finance such products would only constitute government aid if the networks did not obtain equivalent concessions or adequate remuneration.
  • It does not finance the incineration of products resulting from the ban on using meal in animal feedingstuffs.
  • It does not finance the incineration of products resulting from the ban on using the meal in animal feed.
  • Monetary policy was supported by a sizeable consolidation of public finances and greater product market competition, linked partly to Sweden's accession to the EU in 1995.
  • for GE: Infrastructure, industrial products, finance, healthcare, media and entertaining,
  • for undertaking GE: Infrastructure, industrial products, finance, healthcare, media and entertainment;
  • In the light of, inter alia, alternative investment thinking and given the importance of not focusing solely on product finance but also on services finance, the Committee considers that a move towards principles-based regulation would be welcome.

Alternatives:

  • finance service
  • finance offering
  • finance instrument
  • finance solution
  • finance vehicle

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