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charges on the loans vs charges of the loans

Both phrases are commonly used, but they have slightly different meanings. 'Charges on the loans' refers to the fees or costs associated with the loans, while 'charges of the loans' could imply ownership or possession. The choice between 'on' and 'of' depends on the context and the intended meaning.

Last updated: March 25, 2024 • 915 views

This phrase is correct and commonly used in English.

"charges on the loans"

This phrase is used to refer to the fees or costs associated with the loans.

Examples:

  • The charges on the loans were higher than expected.
  • Make sure you understand all the charges on the loans before signing the agreement.
  • The Commission points out that Denmark has forgone servicing charges on the loan throughout the whole period under investigation.
  • Instead TV2 has been able to build up its capital whilst simultaneously continuing to enjoy a waiver of servicing charges on the loan, giving it significant surplus capital that was not earmarked for any specific purpose.
  • The advantage resulting from exemption from interest and servicing charges on the establishment and operating loans for the period under investigation is DKK 341,8 million.
  • In 2011 FIH Group reported a pre-tax loss of DKK 1,27 billion (EUR 170 million) due to impairment charges on loans and negative market value adjustments.
  • Exemption from servicing charges on establishment loans
  • (d) Exemption from servicing charges on establishment loans
  • Go to the banking clan and see how much interest they're going to charge for the loan.
  • Since the beginning of the financial crisis, Anglo registered heavy losses mainly driven by impairment charges on its commercial loan book.
  • such aid had to concern financial charges on loans taken out to finance investments that had already been made;
  • The HFSF also noted that the additional capital injection had been needed to cover impairment losses related to the PSI programme and the increased provision charges for loans.
  • She wanted to charge for library loans.
  • I'm the VP in charge of corporate loans.
  • We propose financing resources to alleviate corporate financial overheads, not loan charges.
  • exemption from stamp duty on all capital borrowed to finance the project (Article 6 of the Contract), when even ordinary workers in Greece are required to pay such charges on loans contracted with the companies for which they work; (c)
  • Hence, the interest rate which the City of Mikkeli agreed to charge for the loan is 1,2 % below the interest that [one private creditor] charged and 1,7 % below the interest that [another private creditor] charged.
  • Subject: No charge for library loans
  • Interest and financial charges paid on loans for land and buildings
  • Interest and financial charges paid on loans for working capital and to creditors
  • The profitability of large euro area banks was also supported by a continuation of low loan impairment charges.
  • Capital adequacy rules require that banks charge off bad loans and hold more capital when the risks of their assets (loans and securities) increase.

Alternatives:

  • fees on the loans
  • costs on the loans
  • expenses on the loans
  • charges related to the loans
  • loan charges

This phrase is correct but less commonly used in English.

"charges of the loans"

This phrase could imply ownership or possession of the loans, rather than referring to the fees or costs.

Examples:

  • The charges of the loans were clearly outlined in the contract.
  • He was responsible for the charges of the loans.
  • Instead TV2 has been able to build up its capital whilst simultaneously continuing to enjoy a waiver of servicing charges on the loan, giving it significant surplus capital that was not earmarked for any specific purpose.
  • I'm the VP in charge of corporate loans.
  • Go to the banking clan and see how much interest they're going to charge for the loan.
  • The Commission points out that Denmark has forgone servicing charges on the loan throughout the whole period under investigation.
  • Are you in charge of home loans, lady?
  • The HFSF also noted that the additional capital injection had been needed to cover impairment losses related to the PSI programme and the increased provision charges for loans.
  • In 2011 FIH Group reported a pre-tax loss of DKK 1,27 billion (EUR 170 million) due to impairment charges on loans and negative market value adjustments.
  • She wanted to charge for library loans.
  • Exemption from servicing charges on establishment loans
  • We propose financing resources to alleviate corporate financial overheads, not loan charges.
  • Hence, the interest rate which the City of Mikkeli agreed to charge for the loan is 1,2 % below the interest that [one private creditor] charged and 1,7 % below the interest that [another private creditor] charged.
  • (d) Exemption from servicing charges on establishment loans
  • Subject: No charge for library loans
  • Interest and financial charges paid on loans for land and buildings
  • Interest and financial charges paid on loans for working capital and to creditors
  • Since the beginning of the financial crisis, Anglo registered heavy losses mainly driven by impairment charges on its commercial loan book.
  • The profitability of large euro area banks was also supported by a continuation of low loan impairment charges.
  • Capital adequacy rules require that banks charge off bad loans and hold more capital when the risks of their assets (loans and securities) increase.
  • - there has been a reduction in the capital charges for loans to small businesses achieved through a flattening of the retail curve;
  • such aid had to concern financial charges on loans taken out to finance investments that had already been made;

Alternatives:

  • fees of the loans
  • costs of the loans
  • expenses of the loans
  • loan charges
  • charges associated with the loans

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