borrowing constraints vs borrowing restrictions

Both 'borrowing constraints' and 'borrowing restrictions' are correct phrases, but they are used in slightly different contexts. 'Borrowing constraints' refers to limitations or restrictions on borrowing, while 'borrowing restrictions' specifically highlights the act of restricting borrowing. The choice between the two depends on whether you want to emphasize the limitations themselves or the action of imposing restrictions.

Last updated: March 30, 2024 • 520 views

borrowing constraints

This phrase is correct and commonly used in English.

This phrase refers to limitations or restrictions on borrowing, such as rules or conditions that restrict the amount or type of borrowing that can be done.

Show examples from the web [+]

The economic system at that time was based on so-called soft-budget constraints, and consequently on unsupervised borrowing at home and abroad.
Instead, the group's report underscores the true risk for Europe: a return to the soft budget constraints - both private and public - and excessive borrowing that overheated its southern and western periphery and gave rise to destabilizing trade imbalances.
It is designed to accommodate higher government borrowing to support the economy in the short term, although once the UK economy emerges from the current recession it would impose a quantitatively unspecified constraint in terms of minimum fiscal consolidation.

Alternatives:

borrowing limitations
borrowing rules
borrowing boundaries
borrowing regulations
borrowing guidelines

borrowing restrictions

This phrase is correct and commonly used in English.

This phrase specifically highlights the act of restricting borrowing, indicating rules or conditions that limit the borrowing activities.

Show examples from the web [+]

In October this year, the UK's Publishers Association introduced new restrictions on borrowing e-books from public libraries.
(e) restrictions on borrowing, lending and uncovered sales;
These conditions may include time limitations on the exercise of the right, different treatment depending on the type of the borrowing rate or restrictions with regard to the circumstances under which the right may be exercised.
The restrictions thus prevent anyone not resident in the UK from borrowing e-books.
Member States should be able to maintain or introduce restrictions or prohibitions on unilateral changes to the borrowing rate by the creditor.
To reduce such risks it is appropriate to place proportionate restrictions on uncovered short selling, taking into account that no systemic risk is created if the borrowing arrangement is made by the end of the trading day.
That is to say, they must be consistent with the rules laid down by Directive 85/611/EEC on risk management and on risk diversification, as well as with its restrictions on short sales and borrowing.
the amount of undrawn borrowing facilities that may be available for future operating activities and to settle capital commitments, indicating any restrictions on the use of these facilities;
the nature and extent of any significant restrictions (eg resulting from borrowing arrangements or regulatory requirements) on the ability of subsidiaries to transfer funds to the parent in the form of cash dividends or to repay loans or advances.

Alternatives:

borrowing limitations
borrowing rules
borrowing boundaries
borrowing regulations
borrowing guidelines

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borrowing constraints vs borrowing restrictions