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bank account vs banking account

Both "bank account" and "banking account" are correct, but they are used in slightly different contexts. "Bank account" is the more common and widely accepted term, referring to an account held at a bank for financial transactions. On the other hand, "banking account" is less common and may sound redundant, as the word "banking" already implies the context of a financial institution. However, both phrases are grammatically correct.

Last updated: March 29, 2024 • 750 views

bank account

This phrase is correct and commonly used in English.

This phrase refers to an account held at a bank for financial transactions. It is the more common and widely accepted term.

Examples:

I need to transfer money from my bank account to pay the bill.
She opened a bank account at the local branch.
Please provide your bank account details for the transaction.
He checked his bank account balance online.
They offer various types of bank accounts to suit different needs.

Show examples from the web [+]

International bank account (IBAN): ...
Luckily I had some money in my bank account.
A 5 year old bank account opened with cash.
$10 million has just been transferred into the assassin's bank account.
I've transferred enough to your bank account.
Money he deposited into our bank account.
Well, somebody shut down my bank account and repossessed my car.
I have traced the funds deposited into the assassin's bank account.
She emptied the bank account and never showed up.
A special bank account shall be opened in the name of the Fund.
A bank account in euro, specifically dedicated to the programme shall be opened.
And your bank account turned me on
I'm just someone whose bank account got hacked.
I also looked at her bank account.
His victim received a mysterious and untraceable payment to her bank account.
France shall provide details of that bank account to the Commission.
In addition, her bank account is used to finance illegal separatist groups.
Somebody wired $50,000 into my bank account today.
Not according to his bank account.
I went downtown and closed the bank account

Alternatives:

savings account
checking account
current account
deposit account
account at the bank

banking account

This phrase is correct but less common in English.

This phrase also refers to an account held at a bank for financial transactions, but it may sound redundant as the word "banking" already implies the context of a financial institution.

Examples:

She inquired about the interest rates on her banking account.
They offer a variety of services for your banking account.
He prefers to manage his finances through a banking account.
The bank representative explained the benefits of a banking account.
You can access your banking account online.

Show examples from the web [+]

Then why you opening a banking account with them?
Banking account number's mine.
Financial institutions within the territories of Member States or under their jurisdiction shall be prohibited from opening representative offices, subsidiaries, branches or banking accounts in the DPRK.
Equally, States should take measures to prohibit the opening of representative offices or subsidiaries or banking accounts in the DPRK by banks within their territories or under their jurisdiction.
Well there's multiple different ways, such as banking trojans, which will steal money from your online banking accounts when you do online banking, or keyloggers.
In Bulgaria, for example, the owners of illegal betting offices open Internet banking accounts based outside the country or offshore accounts, through which they organise betting on sporting events.
Import transactions from online banking for all accounts.
Imports transactions from online banking for an account
First, ratings are taken into account in banking regulations in order to determine the amounts of own funds that will be used to back investments.
Such securities, issued jointly in the two international central securities depositories (ICSDs), Euroclear Bank (Belgium) and Clearstream Banking Luxembourg, account for a significant proportion of securities eligible for Eurosystem credit operations.
As far as possible, data on the international investment position should be consistent with other statistics, such as money and banking statistics, financial accounts and national accounts.
Banking information is available for all account holders.
The European banking industry should improve and simplify its account closing procedures.
The design of optimal regulation has to take into account the intensity of competition in the different banking segments.
In the national agreement of the Italian banking sector, dated 11 July 1999, telework is taken into account.
The profitability of the entire banking sector in Germany had declined significantly on account of the difficult general economic situation.
In retail banking, DKB will offer bank accounts, credit cards and other products (financing, investment) via direct banking.
It is equally important for the banking sector to take fully into account the significant support measures adopted by governments to deal with the financial turmoil.
Non-interest charges are relevant to national accounts as well as to conditions in the banking market.
PI has been pursuing an active policy of developing its banking activities, notably by increasing the attractiveness of its postal current account.

Alternatives:

bank account
account at the bank
financial account
personal account
individual account

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