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"Allowance to loans ratio" vs "Allowance to loan ratio"

Both phrases are correct, but they are used in different contexts. 'Allowance to loans ratio' is used when referring to multiple types of loans, while 'allowance to loan ratio' is used when talking about a single type of loan. The choice between the two depends on whether you are discussing a single loan or multiple loans.

Last Updated: March 27, 2024

Allowance to loans ratio

This phrase is correct and commonly used when referring to multiple types of loans.

This phrase is used when discussing the ratio of an allowance to multiple types of loans. It indicates the relationship between the allowance and the total amount of loans.

Alternatives:

  • ratio of allowance to loans
  • allowance-to-loans ratio
  • ratio of allowance to total loans
  • allowance to total loans ratio
  • loans allowance ratio

Allowance to loan ratio

This phrase is correct and commonly used when discussing the ratio of an allowance to a single type of loan.

This phrase is appropriate when talking about the relationship between an allowance and a specific type of loan. It highlights the proportion of the allowance to the total amount of that particular loan.

Alternatives:

  • ratio of allowance to loan
  • allowance-to-loan ratio
  • ratio of allowance to specific loan
  • allowance to specific loan ratio
  • loan allowance ratio

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